Three confirmations take an empty wallet to IQD 100,000. This page
reads the same ledger the two views do, so the ticks appear on their
own while you present.
Live wallet
0IQD
Ready
Ledger
Account
Balance
Cash held at the shop, minus what customers are owed, minus what
the biller has earned, always nets to zero.
What to do and what to say
Open the demo hub on the laptop — wallet and counter side by side.“This is the customer’s XEX Cash wallet. It starts empty.”
Tap Add cash, choose IQD 200,000, and read the four-digit code.“She’s at a participating shop in this simulation. The code is the handshake — no card, no bank account.”
On the counter, take a cash deposit, enter the code, confirm.“The cashier takes the cash, confirms, and the phone updates by itself.”
In the app, pay the internet bill of IQD 50,000.“The month is paid from the balance, in two taps, with a receipt.”
Request IQD 50,000 cash out, then confirm the payout at the counter.“What she doesn’t spend, she can take back out. The wallet settles at IQD 100,000.”
Press “Replay the last confirmation”. The balance stays at IQD 100,000.“One confirmation, one transaction. A retried payment can’t double-charge her.”
Leave the receipts on screen through the proposal, then press Reset.“Ten seconds and we’re back to zero for the next conversation.”
Simulation. Test data only — no live payment credentials,
no real customer data, no presumed provider agreements. ScopeSky billing
and the payment network are simulated. A local licensed partner would
provide the regulated infrastructure and cash-point access; the wallet
and its integrations are the proposal.